We provide complete design, consulting and administration services, with a focus on minimizing the time you and your Human Resources personnel spend on your retirement plan, maximizing the benefits provided by the plan, and keeping our fees competitive and straightforward. Although we're based in the San Francisco Bay Area, we have clients elsewhere in California and the rest of the United States.
Consulting
Our experienced and credentialed personnel guide you through your responsibilities to the plan. We monitor it to ensure that its design remains optimized for your needs and goals. We also assist with IRS and DOL audits, company acquisitions or mergers and plan terminations.
Administration
We provide complete third-party administration services. These include determining employee eligibility, contribution allocations, IRS non-discrimination tests, reconciling trust investments, preparing and filing government reporting forms and processing distributions and loans to participants.
Legal Documents
A plan is required to have a written legal document that complies with current IRS regulations. We work with top attorneys to provide you with documents and amendments when necessary. We provide you with relevant information regarding changes in the laws and how they may impact your plan. In addition, we provide you with all participant disclosures required by the IRS and DOL.
Technology
We use technology to maximize efficiency and quality, and to help keep our fees competitive.
-
We transmit your annual Form 5500 electronically to the DOL, requiring only an online electronic signature from you.
-
In most cases, we can process contribution and annual employee census information directly from your payroll service, saving you the work of transcribing payroll information for contribution deposits and annual employee census reporting.
-
In most cases, employers and participants can access and manage their accounts online.
-
We send annual administration reports to you electronically.
-
We use state-of-the-art pension administration and tax software systems from a leading software company.
Investments
We work with investment custodians and advisors who provide a variety of investment options designed specifically for your retirement plan.
>> Types of Plans We Administer